Article: Southwest Georgia Financial Corporation Announces Earnings per Share of $0.18 for the Third Quarter of 2009.(Company overview)(Financial report)

Southwest Georgia Financial Corporation (NYSE Amex: SGB), a full service community bank holding company, reported net income of $467 thousand, or $0.18 per diluted share, for the third quarter of 2009, up from a net loss of $2.67 million, or $1.05 per diluted share, for the third quarter of 2008. Reductions in salary and employee benefits of $264 thousand, or 13%, in the recent quarter helped to offset the effect of a $140 thousand provision for loan loss. Last year's third quarter results were negatively impacted by a $4.11 million non-cash loss related to the impairment of equity securities and a $1.00 million loss sustained by the commercial mortgage banking subsidiary. ...

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