Article: Iowa First Bancshares Corp. Reports Third Quarter Financial Results and Dividend Payment.

Iowa First Bancshares Corp. (OTCBB: IOFB) reported net income of $674,000 for the quarter ended September 30, 2009, compared to net income of $992,000 for the quarter ended September 30, 2008, a decrease of $318,000 or 32.1%. The decline in net income was heavily influenced by provisions for loan losses which increased to $500,000 during the third quarter of 2009 compared to $132,000 during the third quarter of 2008. Moreover, FDIC insurance premiums which were $165,000 during the third quarter of 2009 totaled only $12,000 during the same quarter of 2008.

Basic and diluted earnings per share were $.59 for the three months ended September 30, 2009, $.27 or 31.4% ...

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