Article: I SPEND MONEY TO FILL A HOLE IN MY SOUL - NOW I'M DROWNING IN DEBT; She blew 30 grand on a bat sanctuary in her garden. Her toothpaste costs a tenner a tube. And her chickens have their own homeopathic vet. No wonder You magazine columnist LIZ JONES never opens brown envelopes...(News)

Byline: by Liz Jones

EVERY morning when I wake up and switch on my top-of-therange BlackBerry, this is what greets me. 'Please call American Express.' 'Please call Santander.' 'Please call Steve at NatWest.' Mostly, I just ignore these ominous messages. This morning, though, in the interests of research for this article, I bravely called Santander back. 'We need to speak to you about some suspicious activity on your credit card,' a woman said. 'You made a balance transfer of [pounds sterling]9,500 (e10,630), then yesterday someone tried to withdraw [pounds sterling]500 (e560).' 'Yes, that was me.' 'But you knew you were already over your credit limit, so we ...

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