Article: GMAC Chief on Deposits, FDIC, Critics.(Mortgages)(General Motors Corp.)(Chrysler Group L.L.C.)(Department of the Treasury)(Federal Deposit Insurance Corp.)

Byline: Kate Berry

First Of Three Parts

Al de Molina likes to compare running GMAC Inc. to "building the plane as we fly."

The chief executive of the $178 billion-asset car and home lender also has a message for the rest of the industry: receiving $12.5 billion of government bailout funds (and counting) does not give GMAC an advantage over other banks.

"There's no one that looks just like us and they should thank their lucky stars that they don't," de Molina said in an interview last week.

After the credit markets froze and GMAC's role of financing 6,000 auto dealers and their customers appeared to be in jeopardy, it hastily ...

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