Article: Where there's a will.(an estate plan is important for everyone, not just the wealthy)(Estate Planning)

Having a comprehensive estate plan is not just for the rich. Plan now to make your loved ones' lives easier after you're gone.

FOR CICILY O'BRYANT, IT WAS THE DEATH OF her husband. For Eugene Parker, it was having to handle the burials of his mother and his grandmother. For Kevin Smith, it was a fatal accident that struck down a young colleague that reinforced the importance of planning. In each case, a firsthand look at how cruel fate can be to the unprepared convinced each to make things easier for his or her own loved ones by developing a comprehensive estate plan.

"It's a touchy subject," says Parker, 42, a Fort Wayne, Indiana, attorney who devotes most ...

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