Article: Escalating health care costs will force employers to change the way most Americans receive their health care.

WALL TOWNSHIP, N.J., Jan. 23 /PRNewswire/ -- Actions being taken by many of the nation's employers to stem escalating health care costs will force changes in the way the majority of Americans receive their health care.

Health care costs to employers rose more than 40 per cent in just two years and this year, group health rates are expected to climb about 20 percent. In an effort to contain their health insurance premium costs for their workers, many companies are adopting new approaches which range from cash bonuses for "hospital self-audits" and mandatory second surgical opinions, to pilot generic drug programs and the promotion of competition ...

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