Article: Banco Santander Puerto Rico Announces 1998 Third Quarter Results.

-- Net interest income rose 9.5% to $57.8 million.

-- Efficiency ratio improved to 60.2% from 64.3%

-- Corporate and Construction loan portfolios increased by $87.4 million

or 19.2% and $52.2 million or 31.5%, respectively.

-- Delinquency ratio decreased to 1.54%, one of the lowest in the local

market.

-- The ratio of total capital to risk-adjusted assets reached 12.71%

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