Article: Overcoming reservations.(homeownership on Native American lands)(Cover Story)

A handful of lenders, along with HUD, Fannie Mae, Freddie Mac and tribal housing groups, are starting to make homeownership happen on Native American lands. Groups like the Native American Indian Housing Council say the change is welcome and long overdue in Indian Country, where housing opportunities have been notoriously dismal.

Dakota Whitecloud was nearly 50 when she bought her first home. For eight and a half years before that, she lived in a dilapidated three-bedroom house where she paid twice as much in rent as the house was worth. "I didn't know [that], because of my income, I could afford to have a house on my own," she explains from her sunny backyard on ...

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