Article: Mortgage Refinances Plummet with Rising Interest Rates.

Knight Ridder/Tribune Business News

Jul. 29 -- A year after setting records nationally, mortgage refinancing activity has all but dried up.

Rising interest rates have put a crimp in business the past three months, with refinancing off almost 40 percent, industry officials said.

"Last year, 65 percent of our volume was refinancing. Now it's less than 30 percent," said Steven Herbert, chief financial officer for Resource Bancshares Mortgage Group in Columbia.

Overall, business at Fleet Mortgage Group is down 30 percent to 35 percent, according to executive vice president Patrick Cutler.

Refinancing, which made up 65 percent of ...

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