Article: Who is responsible for maintenance of a property during foreclosure proceedings?

The responsibility for damages to property during the pendency of a foreclosure action was considered in the case of Trustco Bank, National Association v. Eakin (681 N.Y.S.2d 410). None of the parties involved in foreclosure proceedings - the property owner, the foreclosing bank, nor the court-appointed receiver - made the property secure so as to avoid vandalism.

Robert Eakin and Christine Eakin contracted to sell their two three-story walk-up apartment buildings in Troy, NY for $160,000. The transaction, however, never closed, and shortly thereafter the Eakins defaulted on the mortgage held by Trustco Bank which covered the property.

Trustco Bank ...

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