Article: Progressive Testing New Product in Texas That Features Revolutionary Auto Insurance Rating Method.

Product Bases Auto Insurance Premium Not on Historical Data, But on When,

Where and How Much One Drives

AUSTIN, Texas, Oct. 27 /PRNewswire/ -- In August 1998, Progressive (NYSE: PGR), one of the largest auto insurers in the U.S., began a limited marketing test in Houston of a new product that bases auto insurance premium in part on when, where and how much a vehicle is driven. The product is called Autograph(SM). In August of 1999, the company expanded the test throughout the state of Texas.

Auto insurance rates are traditionally rated on variables including vehicle age, manufacturer and value, driver's age, sex, marital status, place of ...

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