Article: Growing Pet Insurance Market Spawns a New Breed of Actuary.(Knight Ridder/Tribune Business News)

Mar. 28--ANAHEIM, Calif.--Meet Phil Panther, pet actuary.

The aptly named Panther is taking a bite out of veterinary bills. For more than a year, the insurance examiner has sifted through accident and illness claims for Fido and Kitty.

His findings? Collies are more prone to broken legs than schnauzers. Cocker spaniels get ear and skin infections. Cats, which now outnumber dogs 71 million to 58 million in the United States, are more likely to have digestive trouble.

Panther's work allows Veterinary Pet Insurance, the nation's largest animal insurer, to estimate costs if a calico needs a CAT scan or a Doberman visits a dermatologist.

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