Article: Trade Acceptance Drafts: The Third Payment Option.

The Trade Acceptance Draft (TAD) Program, offers an advantageous third payment option to typical cash (COD) or open account terms for commercial transactions, satisfying the needs of both the buyer and supplier.

The concept of the Trade Acceptance Draft has existed in Europe for years. In England they are called bills of exchange, in France traits and in South Africa bulls. Introduced to the American business community in 1993, Trade Acceptance Drafts are negotiable instruments, signed by the buyer and made payable to the supplier. Each individual TAD states the amount due, the date it is due for deposit and the buyer's bank information. When the commercial ...

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