Article: Life-cycle funds can take the drudgery out of investing.(The Orange County Register)

No time or financial savvy to deal with your retirement investments? Can't afford a financial advisor? Don't sweat it.

For folks who would rather stand on the sidelines when it comes to managing their retirement money, there's a ``no fuss, no muss' mutual-fund option that might eliminate some of the worry about putting the right stuff in your portfolio.

Consider investing in a life-cycle fund.

Life-cycle funds hold stocks, bonds and cash in proportions that are considered appropriate for investors at certain stages of life. There's almost no fretting about the correct asset allocation because the fund is already diversified for you based on your ...

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