Article: First Financial Holdings of South Carolina Completes Year of Changes.(Knight Ridder/Tribune Business News)

Oct. 1--CHARLESTON, S.C.--When First Financial Holdings finished its fiscal year Saturday, the bank company closed perhaps the most dynamic period in its 66-year history.

First Financial, parent of Charleston-based First Federal Savings & Loan and Conway-based Peoples Federal Savings & Loan, has introduced Internet banking, check imaging and in-bank insurance services, begun an e-commerce department and expanded into the explosive Hilton Head market over the past 12 months.

The push features an array of new products and services, but First Financial's underlying strategy remains unchanged, chief executive A. Thomas Hood said.

"Over a long ...

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