Article: Pension funds.(deregulation of European pension-fund rules)(Brief Article)

Old hopes stirring

GIVEN that they all agree that a demographic "pension time-bomb" is ticking, Europe's policymakers have done remarkably little to defuse it. In most continental European countries, the pay-as-you-go arrangements, whereby current workers pay the pensions of retirees, still rule. Governments have discouraged their citizens from investment in private pensions by imposing rules that lower the returns earned by pension funds, such as limits on how much money they may put into equities, or into foreign securities of any sort. As a result, European pension-fund investors have largely missed out on the bull market in shares over the past two decades.

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