Article: Show them the way to go Omo.(open market options)(Brief Article)

IFAs can make a big difference to annuity clients by opening up the market

Despite recent coverage, the open market option is still little understood and little used.

Even though not using the open market option is the only example I know of a genuine free lunch -- the only problem is that it tends to be the provider and not the client who lunches.

In 1998, according to ABI statistics, over [pound]7bn was converted from money-purchase schemes into annuities. It is difficult to assess how much did not reach the open market as there are no real statistics. However, other surveys, including those carried out by Evergreen, suggest that only about ...

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