Article: SEEKING PENSION MONEY: Mutual fund family follows Islamic law.(Alfanar Investment Holdings NV)(Brief Article)(Statistical Data Included)

NEW YORK - Islamic investment guidelines are some of the strictest in the world. Not only do they exclude the typical ``sin'' investments such as alcohol, tobacco and gambling, but Islam also prohibits earning interest. This means that companies invested according to Islamic Shariah law cannot have interest-bearing debt equal to or greater than 33.3% of their total assets.

But a family of mutual funds that invests according to Shariah guidelines has had strong performance, even in the difficult markets of this year. Alfanar Investment Holdings - a joint venture formed in 1997 by Permal Asset Management, New York, and the Saudi Economic & Development Co. - now has ...

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