Article: Expanding Tax-Favored Retirement Benefits.

Despite improvements in qualified retirement plan designs for small business owners, the fact remains that a high-income business owner may never be able to achieve enough retirement savings in a qualified plan alone. For example, a defined benefit plan is currently limited to an annual benefit of $135,000 per year, while a defined contribution plan allows a contribution of only $30,000 a year. Successful businesses usually face another problem; the premature death of the owner would cause a significant financial blow to the company.

What if you could show your C Corporation clients a plan that would take care of both of these problems? It would indemnify the ...

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