Article: INVEST GRADUALLY, PROFIT STEADILY DOLLAR-COST AVERAGING SPREADS OUT THE RISK.(MONEYWISE)

Byline: Jonathan Clements The Wall Street Journal

Dollar-cost averaging is for wimps. You would be amazed at how many rich wimps there are.

Sure, gradually moving money into stocks isn't necessarily the smartest or bravest strategy. As many academics and investment experts point out, if you want the highest possible return, you should shovel every spare dime into the market as quickly as possible.

After all, share prices go up over time. The sooner you buy, the more you're likely to make.

Yet many folks defy the experts and persist in spooning their money into stocks. I think they're right to do so. No, it isn't simply that stocks have ...

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