Article: FREDDIE MAC SURVEY FINDS MORTGAGE RATES AT 6.89%.(MONEYWISE)

Byline: Pamela Reeves

Mortgage rates have been falling steadily for the last six weeks and are now under 7 percent for the first time since the spring of 1999.

A weekly survey by the big mortgage firm Freddie Mac found that the national average for a 30-year mortgage dropped to 6.89 percent this week.

Those who locked in rates above 7 percent last month made the wrong bet.

Whether rates will drop further is anyone's guess.

But this attractive rate means you could get a mortgage for $150,000 and still have a monthly payment under $1,000.

If you can afford the payments, 15-year mortgages are even more tempting.

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