Article: Thinking Big!: A Look At Some Smaller Credit Unions That Haven't Let Limited Assets Limit Their Plans A Credit Union Journal Series.

One year after Denton Zubke took charge of Dakota West CU, he considered it a hopeless situation.

Faced with only $1.9-million in assets and delinquencies that would give any regulator good reason to shut the place down-that is, if they ever came around-the new CU president admits he was ready to "bag it."

For starters, he said, his salary stank. A former automobile and farm equipment financier, he had taken a large pay cut in accepting the credit union position. Beyond the money, Zubke said he had also come to realize that the little credit union formed in 1941 to serve rural communities had little to offer. Until 1981 when it added share draft ...

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