Article: A 'beached whale' must find open sea; CEO McColl passing torch, mixed legacy at Bank of America.

Opportunity and danger: Hugh McColl will leave his successor, Kenneth Lewis, a fair amount of both when Mr. Lewis takes over as chief executive of Bank of America Corp. in late April.

The key opportunities Mr. Lewis will inherit are a strong asset management division, and a weak but improvable investment banking operation. The dangers are an eroding loan portfolio, sagging profits and a lack-luster stock price.

"Hugh McColl is a builder, and really Ken Lewis will have the responsibility of operating the company and getting the most out of the franchise that he can," says Thomas F. Theurkauf Jr., an analyst and executive vice president with Keefe Bruyette ...

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