Article: Espirito Santo Financial Group Announces 2000 Results; Net Profits Up 27.3 Per Cent; Earnings Per Share Grew 31.5 Per Cent.

Business Editors

LUXEMBOURG & LISBON, Portugal--(BUSINESS WIRE)--March 20, 2001

Espirito Santo Financial Group SA ("ESFG")(NYSE:ESF) announced today that net profits increased by 27.3 per cent in 2000 to reach 106.3 million Euros. Earnings per share increased by 31.5 per cent to 2.42 Euros per share(1).

INCOME STATEMENT ANALYSIS

Strong contributions from net interest income, fees and commissions and insurance premiums were determinant in the achievement of these results, which were also positively affected by a 14.2 million Euros non-recurring profit in the sale of Espirito Santo Bank in Florida and Banco Espirito Santo de ...

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