Article: Clear credit card hurdles.(Brief Article)

Take these steps for a secure debt management plan

Although inappropriate credit card use can lead to financial disaster, proper use can largely enhance your life (see Declaration of Financial Empowerment, Principal No. 5: To engage in sound budget, credit, and tax management practices). Most credit cards offer free merchandise, cash rebates, product discounts, and frequent flier miles (make sure to read the fine print). Plus, credit card users can reduce trips to the bank, carry less cash, and purchase extended warranty and insurance protection services to safeguard themselves against unscrupulous retailers by contesting fraudulent charges. So why have credit ...

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