Article: The Philadelphia Inquirer Loose Change Column.

By By Joseph N. DiStefano, The Philadelphia Inquirer Knight Ridder/Tribune Business News

May 13--FANNIE MAE MORTGAGE CUTS PAYMENTS -- AT FIRST: Fannie Mae, the giant government-backed housing-finance company, says it has found a way to cut 10 percent from borrowers' monthly payments for the first half of a 30-year mortgage loan.

The catch: Payments would jump as much as 38 percent after 15 years.

Worth it? Fannie figures it might be -- for many of the majority of home buyers who move, refinance or pay off their loans long before reaching the halfway point.

Under the new InterestFirst mortgage program, home buyers need pay only ...

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