Article: The establishment and evolution of the Federal Reserve Board: 1913-23.

The Establishment and Evolution of the Federal Reserve Board: 1913-23

When, on December 23, 1913, Woodrow Wilson signed the act establishing the Federal Reserve System, he felt grateful, he said, for having had a part in "completing a work...of lasting benefit to the business of the country." The nation had been without an organization performing central banking functions since the charter of the Second Bank of the United States had expired in 1836. Financial stresses caused by the Civil War and a series of devastating liquidity crises and bank failures, especially the Panic of 1907, had focused public awareness on the need for banking and monetary reform. The ...

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