Article: Betting on Monte Carlo.(for risk management)(Product Information)

Can a sophisticated technique make financial planning simpler?

Asking investors to assess their tolerance for risk involves a lot more art than science, says Greg Curry, CPA, CFA, and president of Louisville, Ky.-based Pillar Financial Advisors.

"I don't think humans are a very good judge of what their risk tolerance is," says Curry. "When the market is going up 30 percent a year, it's very high." So Curry tends to dismiss the ability of any one tool to help clients sort out the nasty things that can happen to your money.

There are a lot of ways of using statistical terms to talk about risk. But Curry believes that the planner's own common sense ...

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