Article: Vacation homes should be picked for fun, not investment potential.(Knight Ridder Newspapers)

Let's dream for a minute. If you had all the money you could possibly need, where would you live? For me, it's simple: all over the place. I'd want a place in the Southern Hemisphere, in order to sail, swim and bike in February. Then there would be a place in Maine or Idaho, and a swank apartment in some sophisticated city.

All this isn't likely to happen, of course. But what about a cottage in the Finger Lakes, a bungalow at the Jersey Shore or a condo in Florida? Any of those is possible. Indeed, for millions of American families, owning a vacation home is within financial reach _ especially with mortgage rates at breathtaking lows.

But does it make ...

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