Article: Mortgage Banking Unbundling: STRUCTURE AUTOMATION AND PROFIT.(research)

The history of home mortgage lending over the last three decades has been a textbook lesson in natural selection. The mortgage finance industry evolved from a portfolio lender's world to a fragmented mortgage banking model. But the evolutionary steps are far from over. Information technology is taking the industry deeper still into a more fragmented, newly reconfigured, new world order. This two-part series shares how you can keep a piece of the profit in this fractured and ever-changing industry.

THE MORTGAGE BANKING INDUSTRY IS ONE OF THE MOST FASCINATING EXAMPLES OF VERTICAL DISINTEGRATION AND RECONFIGURATION IN MODERN BUSINESS HISTORY. By this, I mean the ...

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