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Mortgage Banking Unbundling: STRUCTURE AUTOMATION AND PROFIT.(research)
- Article from:
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Mortgage Banking
- Article date:
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January 1, 2001
- Author:
- JACOBIDES, MICHAEL G.
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Copyright informationCOPYRIGHT 2001 Mortgage Bankers Association of America. This material is published under license from the publisher through the Gale Group, Farmington Hills, Michigan. All inquiries regarding rights should be directed to the Gale Group. (Hide copyright information)
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The history of home mortgage lending over the last three decades has been a textbook lesson in natural selection. The mortgage finance industry evolved from a portfolio lender's world to a fragmented mortgage banking model. But the evolutionary steps are far from over. Information technology is taking the industry deeper still into a more fragmented, newly reconfigured, new world order. This two-part series shares how you can keep a piece of the profit in this fractured and ever-changing industry.
THE MORTGAGE BANKING INDUSTRY IS ONE OF THE MOST FASCINATING EXAMPLES OF VERTICAL DISINTEGRATION AND RECONFIGURATION IN MODERN BUSINESS HISTORY. By this, I mean the industry ...