Article: Silicon Valley defying uptrend in bankruptcies.(Knight Ridder Newspapers)

SAN JOSE, Calif. _ Amid waves of layoffs, corporate down-sizings and business closures, many may assume Bay Area bankruptcy courts _ and their judges, attorneys and clerks _ are swimming in new cases. Drowning in them, even.

That deluge may be on its way, but it hasn't hit yet.

Bankruptcy filings nationwide by both businesses and individuals were up 8.6 percent in the 12-month period that ended June 30. If bankruptcies continue to increase at this pace, the year ahead will surpass the record-breaking year of 1998, when 1,429,451 new cases were logged, according to the American Bankruptcy Institute.

But that's not the scenario here in the Bay ...

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