Article: S&P Revises Outlook on American Physicians Assurance to Neg.

NEW YORK, Sept. 4 /PRNewswire/ --

Standard & Poor's today affirmed its single-'A' counterparty credit and financial strength ratings on American Physicians Assurance Corp. (APA; formerly Mutual Insurance Corp. of America). The outlook has been revised to negative from stable.

APA is a subsidiary of American Physicians Capital Inc. (APCapital) and underwrites professional liability and workers' compensation insurance.

Major Rating Factors:

-- Extremely strong capitalization. Capitalization is extremely strong and

is a significant strength for the rating. APA's capital adequacy ratio,

based on Standard & Poor's ...

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