Article: MSAS CAN COVER PRE-EXISTING ILLNESS.(MoneyWise)(Health Care Notebook)(Column)

Byline: JAMES T. MULDER HEALTH CARE NOTEBOOK

Q) My question concerns medical savings accounts. My wife and I have no children and we spend about $6,000 a year with HMOs. The lower cost of a medical savings account looks appealing. My wife is totally healthy, seeing a doctor perhaps once every two to three years. I go to the doctor at least four times a year. I'm also on Lipitor, which is quite pricey. How do medical savings accounts deal with pre-existing conditions?

A) You can pay for coverage of pre-existing conditions out of medical savings accounts, according to Don Feldstein of Support Services Alliance, a statewide membership organization that ...

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