Article: Telcordia's cash balance plan takes lessons from previous conversions; Wait pays off for company's pension plan.(Telcordia Technologies)(Brief Article)

PISCATAWAY, N.J.-Telcordia Technologies on Jan. 1 will add a cash balance pension plan and give employees a choice between the new plan and its existing $2 billion pension plan.

Telcordia, a subsidiary of San Diego-based Science Applications International Corp., may be one of the last telecommunications companies to add a cash balance plan, but its leisurely pace has helped pension executives create a state-of-the-art plan, said Bruce R. Lasko, manager of retirement plans for Telcordia.

``We tried to learn lessons of previous conversions,'' Mr. Lasko said. ``There are advantages of waiting. It's a great deal with the (early retirement) subsidy we put in. ...

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