Article: A.M. Best Lowers Rating for American Republic.

Business Editors

OLDWICK, N.J.--(BUSINESS WIRE)--Nov. 27, 2001

A.M. Best Co. has lowered the financial strength rating of A (Excellent) to A- (Excellent) for American Republic Insurance Company, Des Moines, Iowa, and removed the negative outlook.

The lower rating reflects American Republic's concentration and exposure to earnings volatility in the individual major medical and Medicare supplement markets, which combined represents nearly 90% of total net premiums written, A.M. Best's increasing concerns regarding the individual major medical market and the company's relatively modest earnings performance. After experiencing weakness in recent ...

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