Article: Home Equity Loans Can Take the Bite Out of Borrowing: For lower interest rates and a tax deduction.(Brief Article)

from the Pentagon Federal Credit Union

If you have a car loan or credit card balances or if you need to borrow for college, home improvements, or any other reason, you're going to pay interest on those loans. Which financing method you choose depends on a number of factors.

Credit cards provide a quick, easy, and flexible means to borrow money, and many consumers have large lines of credit available to them. But beware of penalty fees and teaser interest rates. If you are late with a payment, your interest rate may increase dramatically, or your interest may be calculated on two months' balance, charging you more than double the given interest rate.

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