Article: Tom Gallagher man with a plan: Insurance commissioner Tom Gallagher's next step? The state's new CFO position, which would make him one of the most powerful men in the state. (Cover Story).(Florida)(Cover Story)

Charles Thomas Gallagher III's political career was at a standstill six years ago. In 1996, out of office for the first time in 22 years, Gallagher took a three-month sabbatical at Harvard's Kennedy School of Government.

There, an instructor gave Gallagher's class a writing assignment: Assess your mistakes and map out your career goals. Gallagher's vision for his own future? He wrote that he hoped to get married, raise a family, get involved in children's issues and run for the U.S. Senate.

Gallagher returned to Tallahassee in December 1996 and hung up his framed Harvard certificate. The term paper was tucked away, but Gallagher has connected the dots ...

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