Article: What it's like to go bankrupt. (Managing).(medical bills for daughter causes bankruptcy)

Charles Trapp and his wife, Lisa, of Plantation, Fla., filed for bankruptcy in February 2000.

In 1992, when our daughter, Annelise, was 4 years old, she was diagnosed with myopathy, a rare muscle disease. Annelise's muscles are so weakened that she needs a respirator much of the time to help her breathe. She pretty much lives in her wheelchair and her bed, and she requires round-the-clock nursing care.

When Annelise became ill, we got into a lot of medical debt. We didn't know what we were in for. Our insurance has paid literally millions of dollars for Annelise's care. But when you have a chronically ill child, even the relatively small portion of ...

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