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Article: Hail damage to roof shingles. (Technical Notebook).
- Article from:
- Claims
- Article date:
- April 1, 2002
- Author:
CopyrightCOPYRIGHT 2002 Insurance Week, Inc. This material is published under license from the publisher through the Gale Group, Farmington Hills, Michigan. All inquiries regarding rights should be directed to the Gale Group. (Hide copyright information)
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Hail forms when frozen water drops are lifted in turbulent wind regimes during thunderstorms. The frozen drops of water increase in size and eventually fall to earth as hail, having been driven by a combination of gravity and wind forces. Hail stones vary in size from pea size (1/4 inch diameter, little roof damage), through marble size (3/4 inch in diameter, threshold damage to roof materials) to golf ball size (one inch in diameter, typically severe damage to roofing materials).
Hail size distributions tend to be localized with some roofs being damaged, while others are not. Wind direction plays an important role, as well as roof pitch. A direct impact of hail ...