Article: The many faces of CRM. (A LIMRA Special Feature).(customer relationship management)

CUSTOMER RELATIONSHIP MANAGEMENT (CRM) is the most talked-about concept since marketing databases were invented in the early 1980s. Sometimes called eCRM -- the e stands for enterprise -- CRM is a process that provides a 360-degree view of the customer relationship, encompassing all customer touch points, involving all business processes, and incorporating all communications media and sales channels.

CRM is often used interchangeably with "one-to-one marketing," a term coined by Don Peppers and Martha Rogers to describe a customer experience that addresses individual customer needs in an individualized fashion.

In almost all business situations, it is ...

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