Article: Mold: the hidden menace. (Insurance Connection).(Brief Article)

IN THE PAST FEW MONTHS mold has become one of the most controversial topics in the insurance industry with numerous television programs and national magazines covering the topic. Even celebrities have added their names to the multitude of plaintiffs tied up in mold-related litigation. Litigation that sometimes sees the appraiser being sued.

What is mold and how does it form?

All molds are fungi, but not all fungi are molds. The three toxic molds that are the hot topic of discussion are stachybotrys, penicillium and aspergillus. Mold, which forms when moisture is combined with poor ventilation, often appears as a black or green mass on areas of buildings ...

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