Article: Cheaper reverse mortgage alternatives: evaluate the pros and cons of each option carefully. (Reverse Mortgages).

In last month's Money Digest we introduced how reverse mortgages can be used by older homeowners to provide tax-free retirement funds. Now, let's explore some of the alternatives.

Those who own larger homes could downsize to a smaller home, condo, or an apartment. This is a simple way to access equity in the home, again with the proceeds from your principal residence tax-free.

If possible, most people would like to remain in their home where they have all of their family memories. Taking in a boarder is an option, especially if the tenant is a relative or friend. In addition to companionship, a young boarder could help with some of the house and yard ...

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