Article: Secondary market. (financing mortgage production and servicing operations) (column)

SECONDARY MARKET

Few people would take issue with the proposition that mortgage companies need to improve their ability to finance mortgage production and mortgage servicing operations. Traditionally, mortgage bankers have gotten financing from one or a combination of the following: commercial banks, commercial paper, internal financing from a parent company or through a variety of investor funding and purchase/repurchase techniques.

Several developments have created an environment that is likely to cause a different type of financier or equity investor to be attracted to the mortgage business. First, the shrinkage in the number of banks and thrifts as a ...

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