Article: S&P Lowers American Physicians Assurance Rtgs to 'A-'.

Business Editors

NEW YORK--(BUSINESS WIRE)--Standard & Poor's

Oct. 14, 2002-- Standard & Poor's Ratings Services said today that it lowered its counterparty credit and financial strength ratings on American Physicians Assurance Corp. (APA) to single-'A'-minus from single-'A' because of significant losses in the past 12 months.

Standard & Poor's also said that the outlook on APA is negative.

APA is a regional medical malpractice insurance and workers' compensation company and a subsidiary of American Physicians Capital Inc. (APCapital).

"The losses it has experienced in the past year stem from increased severity of ...

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