Article: Health purchasing pools offer more choices.

Byline:Martha Lynn Craver

Look for more health plan purchasing pools to pop up all around the country in response to rising health care costs. Most are aimed at small businesses, as they grapple with hikes in the 20% to 25% range. Although so far co-ops haven't proved much cheaper than plans negotiated individually, they do offer employees more flexibility and choice, a plus in today's tight labor market.

The idea behind the co-ops is to help employers get better deals by banding together for more buying clout. For a nominal fee, a nonprofit or state agency takes care of paperwork and negotiates with insurance plans for lower group rates. But since pools ...

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