AFTER MORE THAN TWO DECADES OF BEING AN entrepreneur, serving as a legal and strategic adviser to entrepreneurs and growing companies, and speaking and writing on entrepreneurial finance, I have found one recurrent theme running through all these businesses: Capital is the lifeblood of a growing business. In an environment where cash is king, no entrepreneur I have ever met or worked with seems to have enough of it. One irony is that the creativity entrepreneurs typically show in starting and building their businesses seems to fall apart when it comes to the business planning and capital-formation process. Most entrepreneurs start their search without really understanding the ...