Article: Share cropping: credit unions show up for the first time on our ranking of the state's largest financial institutions -- in a big way. (Banking).(Illustration)(Industry Overview)

During its first 26 years, Reynolds Carolina Federal Credit Union turned away all would be members except R.J. Reynolds Tobacco workers and their families. Even when it first reached outside of Reynolds in 1993, it wasn't bold. It admitted employees of Nabisco, which the tobacco company's parent, R.J. Reynolds Industries, had bought eight years earlier.

Times have changed. Tar Heel credit unions, which are nonprofit financial institutions owned by their members, are shrinking in number but growing in assets and revenue, encouraged by a 1998 congressional act that settled, in favor of credit unions, a longstanding dispute with banks about how aggressively credit ...






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