Article: Employer coping strategies vital in a tough market; Business Insurance Workers Compensation and Disability Management Conference.(Insurance industry)

Byline: MEG FLETCHER

SAN FRANCISCO-Sellers of workers compensation and disability management coverages and services are offering employers a variety of strategies to cope with the challenging marketplace.

The market is difficult because insurers are seeking higher prices, in part because of ``very poor'' financial results, said Barry Lipton, senior actuary in Agoura Hills, Calif., for the National Council on Compensation Insurance Inc.

Private insurers' calendar-year combined ratio reached 122% last year-a 10-year high-with about 1.9% of that attributed to the Sept. 11 terrorist attacks, Mr. Lipton said at Business Insurance's recent Workers ...

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