Article: Credit-Card Companies Giving Late Payers Less Leeway.

By Chris Serres, The News & Observer, Raleigh, N.C. Knight Ridder/Tribune Business News

Feb. 18--There has never been a worse time to miss a payment on a credit card.

Major credit-card companies are granting fewer concessions, such as lower interest rates and fees, to borrowers who are having difficulty repaying their debt. In many cases, companies are granting concessions only to people who cannot make their minimum payments or are on the verge of bankruptcy.

"Given the state of the economy, you would think there would be more sympathy," said Rebekah O'Connell, a credit counselor with Triangle Family Services, a nonprofit group in ...

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