Article: Property values headed south this winter. (Insiders Outlook).(real estate industry forecast)

Office buildings, apartment buildings, shopping centers, hotels or three-family homes. The story is the same for all. We may as well prepare ourselves, because property values are headed downward.

Because of the convergence of several powerful factors, owners and investors confront significant, steady increases in an array of fixed costs. These higher are pulling down net operating income and eroding the market value of properties of all kinds.

Real estate investors maintain a keen focus on net operating income -- i.e., the net income available before debt service -- when making their purchase, refinance or investment decisions. As we enter a period of ...

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